The market is not designed for solo buyers
So we start with looking at the affordability gap.
Find others in the same position
Renters, lodgers and people living at home can compare situations.
Then explore buying differently
Co-buying becomes one credible route, not a day-one commitment.
Co-buying, demystified
A home doesn't have to be a solo decision.
Co-buying means pooling deposits with one or more people — friends, siblings, partners, or strangers vetted through the community — and sharing ownership of a property. It's not for everyone. But for many locked-out buyers, it's the difference between waiting another decade and moving in next year.
Start a discussion- Shared deposit
- Pool savings, reduce the gap to entry.
- Legal clarity
- A Deed of Trust protects each owner.
- Exit terms
- Agreed upfront — no nasty surprises.
- Lower risk
- Shared mortgage, shared maintenance.