CoHaus Life Articles
In-depth articles on co-buying
Longer reads for people seriously weighing up buying with others — the legal, financial and practical detail behind the decision.
Ownership 7 min read
How to split ownership fairly when deposits aren't equal
One of you has £40,000 saved. The other has £12,000. That doesn't have to feel unfair. Here's how people actually split ownership when the money going in isn't the same — in plain English.
Read articleLegal 8 min read
The Deed of Trust, explained line by line
It's the one document that decides what happens if someone wants out, stops paying, or dies. Most people sign it without reading it. Here's what each bit actually does, without the legal fog.
Read articleMortgages 6 min read
Getting a joint mortgage with friends
Most banks stop at two people on a mortgage. Some don't. Here's who lends to three or four buyers, how they add up your incomes, and the mistakes that get friend-group applications knocked back.
Read articleOwnership 7 min read
Exit planning: what happens when one co-buyer wants out
A job abroad. A new relationship. A change of heart. Someone will want to leave before the mortgage ends. Sort out how that works while everyone still likes each other.
Read articleMoney 6 min read
Co-buying vs. staying in the rental trap: a 10-year comparison
Renting isn't just expensive — it keeps moving the finish line. Here's a decade of rent next to a decade of co-owning, and the break-even point almost nobody works out.
Read articleCommunity 7 min read
Finding and vetting the right co-buyer
Co-buying is a long financial relationship, not a house share. Here's what to ask, what to check, and the warning signs worth walking away from — before you view a single property.
Read articleLegal 7 min read
The Co-ownership Agreement: house rules, bills and guests
A Deed of Trust covers who owns what. A Co-ownership Agreement covers how you actually live together. Bills, guests, pets, noise and what happens when you disagree — here's how to write it down before you move in.
Read articleFamily 8 min read
Co-buying with family: parents, siblings and the bank of mum and dad
Buying with family can open doors that solo buyers can't reach. It can also blur money, love and power in ways that are hard to unpick. Here's how to keep help helpful — and relationships intact.
Read articleLegal 8 min read
Tenants in common vs joint tenants: which should co-buyers choose?
It is one tick box on a Land Registry form, and it decides who owns what, what happens if someone dies, and whether you can sell your share. Here is the plain-English comparison for people buying together.
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