CoHaus Life Blog
In-depth articles on co-buying
Longer reads for people seriously weighing up buying with others — the legal, financial and practical detail behind the decision.
Ownership 7 min read
How to split ownership fairly when deposits aren't equal
One of you has £40,000 saved, the other £12,000. That doesn't mean the split has to feel unfair. Here's how tenants-in-common shares are actually calculated, and how to handle unequal deposits without resentment later.
Read articleLegal 8 min read
The Deed of Trust, explained line by line
It's the single document that decides what happens if a co-buyer wants out, stops paying, or dies. Most people sign one without reading it. Here's what each clause actually does and what to insist on before you exchange.
Read articleMortgages 6 min read
Getting a joint mortgage with friends
Most high-street lenders cap joint applications at two people, but not all of them. Here's who lends to three or four buyers, how affordability is actually stacked, and the mistakes that get friend-group applications declined.
Read articleOwnership 7 min read
Exit planning: what happens when one co-buyer wants out
A job abroad, a new relationship, a change of heart. Someone will want to leave before the mortgage ends. Buyout clauses, notice periods, valuation mechanisms and forced-sale triggers, decided calmly at the start.
Read articleMoney 6 min read
Co-buying vs. staying in the rental trap: a 10-year comparison
Renting isn't just expensive, it moves the finish line. We compare a decade of rent against a decade of co-ownership: deposit timelines, total housing spend, equity built, and the break-even point most people never calculate.
Read articleCommunity 7 min read
Finding and vetting the right co-buyer
Co-buying is a long financial relationship, not a house share. Financial disclosure, credit checks, lifestyle compatibility and the red flags worth walking away from, plus the conversations to have before you view a single property.
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